{"id":18917,"date":"2026-10-28T20:51:36","date_gmt":"2026-10-28T19:51:36","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?p=18917"},"modified":"2026-10-28T20:51:36","modified_gmt":"2026-10-28T19:51:36","slug":"how-to-buy-crypto-in-france","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/fr\/how-to-buy-crypto-in-france\/","title":{"rendered":"Acheter des cryptomonnaies en France en 2026 : euros, SEPA et frais"},"content":{"rendered":"<div data-no-translation><p>[et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-hero&#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;scg-country-hero-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h1>Acheter des cryptomonnaies en France en 2026 : euros, SEPA et frais<\/h1>\n<p>Partez des euros sur votre compte bancaire et suivez un parcours concret pour acheter des cryptomonnaies en France. Comparez les virements SEPA et les frais de transaction, v\u00e9rifiez l\u2019agr\u00e9ment du prestataire et d\u00e9couvrez les justificatifs \u00e0 conserver d\u00e8s votre premier achat.<\/p>\n<p class=\"scg-country-date\">V\u00e9rifi\u00e9 le 28 octobre 2026 \u00b7 Pour les personnes qui ach\u00e8tent depuis la France<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;&#8221;][et_pb_image _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; src=&#8221;https:\/\/simplecryptoguide.com\/wp-content\/uploads\/2026\/10\/buy-crypto-france-eur-sepa-wallet.png&#8221; alt=&#8221;Tour Eiffel avec \u00e9cran de virement en euros, portefeuille crypto et relev\u00e9 de transactions&#8221; title_text=&#8221;Tour Eiffel avec \u00e9cran de virement en euros, portefeuille crypto et relev\u00e9 de transactions&#8221; align=&#8221;center&#8221; module_class=&#8221;scg-country-art&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-disclosure-section&#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<p class=\"scg-country-disclosure\">Ce guide concerne la d\u00e9tention de cryptomonnaies, pas l\u2019effet de levier ni les produits cot\u00e9s. Les cryptos peuvent perdre leur valeur. Certains liens peuvent nous rapporter une commission. Ils ne d\u00e9terminent pas les moyens de paiement pr\u00e9sent\u00e9s.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221; module_id=&#8221;buy-routes&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Choisissez un parcours adapt\u00e9 \u00e0 votre situation<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;scg-country-pair scg-country-routes&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;scg-country-card&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>EUR \u2192 Bitvavo \u2192 crypto<\/h3>\n<p>Bitvavo permet d\u2019alimenter son compte en euros par virement SEPA. Ce parcours convient \u00e0 une personne qui souhaite transf\u00e9rer des fonds depuis sa banque, puis passer un ordre au comptant distinct. Copiez le b\u00e9n\u00e9ficiaire et la r\u00e9f\u00e9rence affich\u00e9s sur l\u2019\u00e9cran de d\u00e9p\u00f4t de votre compte. Un solde en euros cr\u00e9dit\u00e9 ne constitue pas encore un achat de cryptomonnaie.<\/p>\n<p><a href=\"https:\/\/support.bitvavo.com\/hc\/fr\/articles\/4405194732561-D%C3%A9p%C3%B4ts-SEPA-virements-bancaires\" target=\"_blank\" rel=\"noopener\">Consulter les instructions SEPA de Bitvavo pour les banques fran\u00e7aises<span aria-hidden=\"true\"> \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;scg-country-card&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>EUR \u2192 Coinbase \u2192 crypto<\/h3>\n<p>Coinbase propose des d\u00e9p\u00f4ts SEPA en euros, des achats simples et la n\u00e9gociation sur carnet d\u2019ordres via Advanced. Ce parcours permet de choisir entre diff\u00e9rentes interfaces d\u2019ordre. Comparez s\u00e9par\u00e9ment la cotation finale et le palier tarifaire Advanced : ce sont des produits diff\u00e9rents, m\u00eame sur un m\u00eame compte.<\/p>\n<p><a href=\"https:\/\/simplecryptoguide.com\/fr\/revue-des-monnaies\/\">Lire notre avis sur Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<p>Il s\u2019agit de deux parcours document\u00e9s, pas d\u2019un classement de tous les prestataires. Paiements, contr\u00f4les bancaires et actifs disponibles d\u00e9pendent du compte. V\u00e9rifiez-les avant tout envoi.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<div class=\"scg-country-note\">\n<h2>V\u00e9rifiez l\u2019entit\u00e9 juridique, pas seulement la marque<\/h2>\n<p>Le registre de l\u2019ESMA r\u00e9pertorie Bitvavo B.V., supervis\u00e9 par l\u2019AFM n\u00e9erlandaise, et Coinbase Luxembourg S.A., supervis\u00e9 par la CSSF luxembourgeoise. La France figure parmi leurs pays de prestation. V\u00e9rifiez l\u2019entit\u00e9 indiqu\u00e9e dans les conditions de votre compte et les services autoris\u00e9s. Un agr\u00e9ment MiCA n\u2019assure pas vos cryptomonnaies et ne garantit pas la valeur d\u2019un jeton.<\/p>\n<p>Un ancien enregistrement PSAN fran\u00e7ais ne prouve pas, \u00e0 lui seul, l\u2019existence d\u2019un agr\u00e9ment MiCA actuel. V\u00e9rifiez l\u2019entit\u00e9 PSCA\/CASP et ses services plut\u00f4t qu\u2019un ancien badge ou avis. Le pr\u00eat, le staking et les produits \u00e0 effet de levier n\u00e9cessitent des v\u00e9rifications distinctes.<\/p>\n<ul class=\"scg-country-links\">\n<li><a href=\"https:\/\/www.esma.europa.eu\/esmas-activities\/digital-finance-and-innovation\/markets-crypto-assets-regulation-mica\" target=\"_blank\" rel=\"noopener\">ESMA : consulter le registre MiCA<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.amf-france.org\/fr\/espace-epargnants\/proteger-son-epargne\/listes-blanches\/psca\/bitvavo-bv\" target=\"_blank\" rel=\"noopener\">AMF : fiche du prestataire Bitvavo<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/other-topics\/other\/mica-cblu\" target=\"_blank\" rel=\"noopener\">L\u2019entit\u00e9 europ\u00e9enne de Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<\/ul>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221; module_id=&#8221;buy-costs&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Comparer le co\u00fbt complet d\u2019un achat de 1 000 \u20ac<\/h2>\n<p>Comparez le m\u00eame actif, le m\u00eame portefeuille destinataire et le m\u00eame r\u00e9seau \u00e0 peu pr\u00e8s au m\u00eame moment. Rapportez les euros pay\u00e9s aux unit\u00e9s re\u00e7ues apr\u00e8s retrait. De faibles frais de n\u00e9gociation peuvent \u00eatre compens\u00e9s par le prix propos\u00e9, les frais de paiement ou un co\u00fbt fixe de retrait.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;1_2,1_2&#8243; module_class=&#8221;scg-country-pair &#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;scg-country-card&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Convertir un pourcentage en euros<\/h3>\n<div class=\"scg-country-number\" aria-hidden=\"true\">\u20ac1,000 \u00d7 0.25% <span>= \u20ac2.50<\/span><\/div>\n<p>\u00c0 la date de v\u00e9rification, le premier palier de volume de Bitvavo sur les march\u00e9s EUR pr\u00e9voit 0,15 % maker et 0,25 % taker. Une transaction taker ex\u00e9cut\u00e9e de 1 000 \u20ac co\u00fbte donc 2,50 \u20ac de frais de n\u00e9gociation, avant effets de prix et retrait crypto. Les stablecoins et autres cat\u00e9gories de march\u00e9s ont leurs propres bar\u00e8mes. V\u00e9rifiez la paire, le palier et l\u2019aper\u00e7u de l\u2019ordre.<\/p>\n<p><a href=\"https:\/\/bitvavo.com\/en\/fees\" target=\"_blank\" rel=\"noopener\">Consulter le bar\u00e8me de Bitvavo<span aria-hidden=\"true\"> \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_2&#8243; module_class=&#8221;scg-country-card&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Une offre exige le d\u00e9tail complet des co\u00fbts<\/h3>\n<p>Bitvavo indique que les d\u00e9p\u00f4ts SEPA sont gratuits ; les transactions et les retraits de cryptomonnaies sont factur\u00e9s s\u00e9par\u00e9ment. Les achats simples de Coinbase comprennent un spread et des frais indiqu\u00e9s dans le devis ; Advanced utilise un carnet d\u2019ordres et sa propre tarification. Comparez la quantit\u00e9 finale de cryptomonnaie re\u00e7ue, pas seulement les frais de d\u00e9p\u00f4t ou de transaction annonc\u00e9s.<\/p>\n<p><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/pricing-and-fees\/fees\" target=\"_blank\" rel=\"noopener\">Informations tarifaires Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<div class=\"scg-country-exercise\">\n<h2>Comparez le parcours complet<\/h2>\n<p>Imaginez deux parcours pour le m\u00eame actif et le m\u00eame r\u00e9seau. A ne facture pas le d\u00e9p\u00f4t, mais demande 10 \u20ac pour l\u2019achat et 5 \u20ac pour le retrait. B demande 4 \u20ac pour le d\u00e9p\u00f4t, 3 \u20ac pour l\u2019achat et 6 \u20ac pour le retrait. Supposons des prix d\u2019ex\u00e9cution identiques et aucun autre co\u00fbt. Quel parcours est moins cher ?<\/p>\n<div class=\"scg-country-equation\" aria-hidden=\"true\">\n<div><span>A: 0 + 10 + 5<\/span><strong>\u20ac15<\/strong><\/div>\n<div><span>B: 4 + 3 + 6<\/span><strong>\u20ac13<\/strong><\/div>\n<\/div>\n<p class=\"scg-country-answer\">A co\u00fbte 15 \u20ac et B 13 \u20ac. Dans ces conditions, B est moins cher de 2 \u20ac malgr\u00e9 ses frais de d\u00e9p\u00f4t. Ce sont des chiffres p\u00e9dagogiques, pas des offres actuelles. D\u2019autres spreads, montants ou r\u00e9seaux peuvent inverser le r\u00e9sultat.<\/p>\n<p><a class=\"scg-country-button\" href=\"https:\/\/simplecryptoguide.com\/fr\/crypto-exchange-fee-calculator\/\">Explorer le calculateur de frais<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-walk&#8221; custom_padding=&#8221;30px||30px||true|false&#8221; module_id=&#8221;buy-walkthrough&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Du compte aux cryptos dans votre portefeuille<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-step-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3 class=\"scg-country-step\"><span aria-hidden=\"true\">1<\/span>V\u00e9rifier l\u2019acc\u00e8s et s\u00e9curiser le compte<\/h3>\n<p>Utilisez le site officiel du prestataire, v\u00e9rifiez l\u2019acc\u00e8s pour les r\u00e9sidents fran\u00e7ais et effectuez les contr\u00f4les d\u2019identit\u00e9. Prot\u00e9gez votre compte avec un mot de passe unique et une authentification \u00e0 deux facteurs robuste. Arr\u00eatez-vous si quelqu\u2019un vous demande d\u2019installer un logiciel de prise en main \u00e0 distance ou d\u2019envoyer des cryptos pour d\u00e9bloquer votre compte.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-step-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3 class=\"scg-country-step\"><span aria-hidden=\"true\">2<\/span>Alimenter le bon solde<\/h3>\n<p>Choisissez un d\u00e9p\u00f4t en EUR et utilisez le b\u00e9n\u00e9ficiaire, l\u2019IBAN et la r\u00e9f\u00e9rence exacte actuellement affich\u00e9s dans votre compte. Bitvavo conseille express\u00e9ment aux utilisateurs de banques fran\u00e7aises de r\u00e9p\u00e9ter cette r\u00e9f\u00e9rence dans tous les champs visibles de r\u00e9f\u00e9rence ou de motif du virement, sans ajout. Son guide SEPA pr\u00e9voit jusqu\u2019\u00e0 deux jours ouvrables ; Coinbase indique 1 \u00e0 3 jours et exige des noms de titulaires concordants. Attendez le cr\u00e9dit avant d\u2019acheter.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-step-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3 class=\"scg-country-step\"><span aria-hidden=\"true\">3<\/span>Examiner l\u2019actif et l\u2019ordre<\/h3>\n<p>Confirmez la monnaie exacte, le montant, le prix et les frais. Un ordre au march\u00e9 privil\u00e9gie l\u2019ex\u00e9cution ; un ordre limit\u00e9 fixe une limite de prix mais peut rester inex\u00e9cut\u00e9. Ne confondez pas achat au comptant, contrats \u00e0 terme, jetons \u00e0 levier et actifs homonymes.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-step-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3 class=\"scg-country-step\"><span aria-hidden=\"true\">4<\/span>V\u00e9rifier la destination avant le retrait<\/h3>\n<p>Faites correspondre actif, r\u00e9seau et adresse avec les instructions du portefeuille, y compris memo ou tag si n\u00e9cessaire. V\u00e9rifiez minimum, frais et montant net. Envisagez un petit transfert test lorsque pertinent. Ne donnez jamais votre phrase de r\u00e9cup\u00e9ration \u00e0 une plateforme ou au support.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<ul class=\"scg-country-links\">\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/types-dordres-dechange\/#limit-example\">Pratiquer les ordres au march\u00e9 et limit\u00e9s<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/portefeuilles-de-crypto-monnaies\/#withdrawal-network\">Comprendre les r\u00e9seaux de retrait<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221; module_id=&#8221;buy-records&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Conservez les donn\u00e9es n\u00e9cessaires au calcul fiscal fran\u00e7ais<\/h2>\n<p>Dans la gestion d\u2019un patrimoine priv\u00e9, vendre des cryptos contre des euros ou les d\u00e9penser pour des biens ou services peut constituer une cession imposable. Les \u00e9changes entre actifs num\u00e9riques sans soulte b\u00e9n\u00e9ficient d\u2019un sursis d\u2019imposition. L\u2019exon\u00e9ration annuelle de 305 \u20ac porte sur le total des prix de cession, pas sur les gains ; d\u00e9passer ce seuil ne laisse pas les premiers 305 \u20ac exon\u00e9r\u00e9s. Conservez l\u2019historique de tout le portefeuille, y compris les actifs d\u00e9tenus ailleurs que sur la plateforme de vente.<\/p>\n<ul class=\"scg-country-checklist\">\n<li>Co\u00fbts d\u2019acquisition en euros, prix de cession, frais et valeur globale du portefeuille lors de chaque cession imposable<\/li>\n<li>Exports des plateformes et identifiants des transactions des portefeuilles, en identifiant les transferts entre vos propres comptes<\/li>\n<li>Entit\u00e9, r\u00e9f\u00e9rence du compte et dates d\u2019ouverture ou de cl\u00f4ture de chaque compte de plateforme \u00e9trang\u00e8re pour la d\u00e9claration annuelle<\/li>\n<\/ul>\n<div class=\"scg-country-note\">\n<p>Premier exemple de vente simplifi\u00e9 : co\u00fbt total d\u2019acquisition de 2 000 \u20ac, portefeuille global de 3 000 \u20ac, prix de cession de 600 \u20ac. Le co\u00fbt affect\u00e9 \u00e0 la cession est de 2 000 \u20ac \u00d7 600 \u20ac \u00f7 3 000 \u20ac = 400 \u20ac, soit une plus-value de 200 \u20ac avant les \u00e9ventuels frais de cession d\u00e9ductibles. Il ne s\u2019agit pas d\u2019un calcul FIFO pour la seule monnaie vendue. Les cessions suivantes doivent tenir compte du capital d\u00e9j\u00e0 affect\u00e9 ; suivez la notice officielle du formulaire 2086.<\/p>\n<\/div>\n<ul class=\"scg-country-links\">\n<li><a href=\"https:\/\/www.impots.gouv.fr\/particulier\/questions\/comment-declarer-les-plus-ou-moins-values-sur-cessions-dactifs-numeriques\" target=\"_blank\" rel=\"noopener\">Imp\u00f4ts : cessions de cryptomonnaies et d\u00e9claration<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.impots.gouv.fr\/particulier\/les-cessions-mobilieres\" target=\"_blank\" rel=\"noopener\">Imp\u00f4ts : m\u00e9thode de calcul pour le portefeuille<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.impots.gouv.fr\/formulaire\/2086\/declaration-des-plus-ou-moins-values-de-cessions-dactifs-numeriques\" target=\"_blank\" rel=\"noopener\">Formulaire 2086 et notice en vigueur<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country &#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Questions avant le premier achat<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-faq-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Un virement SEPA ach\u00e8te-t-il automatiquement du Bitcoin ?<\/h3>\n<p>Non. Dans les parcours pr\u00e9sent\u00e9s ici, le virement cr\u00e9dite un solde en euros. Vous choisissez ensuite Bitcoin ou un autre actif et confirmez un ordre distinct. Avant le virement, copiez les coordonn\u00e9es de d\u00e9p\u00f4t actuelles, utilisez un compte bancaire accept\u00e9 par le prestataire et v\u00e9rifiez la r\u00e9f\u00e9rence. Ne r\u00e9utilisez jamais un IBAN copi\u00e9 dans un guide ou un message non sollicit\u00e9.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-faq-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Faut-il imm\u00e9diatement un portefeuille personnel ?<\/h3>\n<p>Vous pouvez utiliser la conservation propos\u00e9e par un prestataire, mais d\u00e9pendez alors de ses contr\u00f4les d\u2019acc\u00e8s et retraits. L\u2019auto-conservation implique de g\u00e9rer sauvegardes et exactitude des transactions. Apprenez avant de transf\u00e9rer ; elle ne supprime pas tous les risques.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;scg-country-faq-row&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Quels formulaires fiscaux fran\u00e7ais faut-il conna\u00eetre ?<\/h3>\n<p>Le formulaire 2086 d\u00e9taille les cessions priv\u00e9es de cryptos ; le r\u00e9sultat annuel est report\u00e9 dans la d\u00e9claration de revenus. Les comptes de plateformes crypto \u00e9trang\u00e8res se d\u00e9clarent s\u00e9par\u00e9ment sur le formulaire 3916\u20133916 bis, m\u00eame sans vente b\u00e9n\u00e9ficiaire. La documentation fiscale v\u00e9rifi\u00e9e ici indique un pr\u00e9l\u00e8vement forfaitaire de 31,4 % sur les gains priv\u00e9s, avec une option pour le bar\u00e8me progressif de l\u2019imp\u00f4t sur le revenu. V\u00e9rifiez les r\u00e8gles de l\u2019ann\u00e9e concern\u00e9e et de votre situation ; l\u2019activit\u00e9 professionnelle et le staking peuvent relever d\u2019autres r\u00e9gimes.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-next&#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h2>Choisissez votre prochaine \u00e9tape pratique<\/h2>\n<p>V\u00e9rifiez d\u2019abord paiement local et \u00e9ligibilit\u00e9. Approfondissez ensuite la plateforme, l\u2019actif ou la comp\u00e9tence utile \u00e0 votre achat.<\/p>\n<ul class=\"scg-country-links\">\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/revue-des-monnaies\/\">Lire notre avis sur Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/qu-est-ce-que-le-bitcoin\/\">Comprendre Bitcoin avant d\u2019acheter<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/categorie\/comment-acheter\/buy-network-ethereum\/\">Explorer les guides d\u2019achat Ethereum<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/comment-garder-votre-cryptocurrency-securisee\/\">Prot\u00e9ger compte et portefeuille<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/simplecryptoguide.com\/fr\/comment-acheter-des-cryptomonnaies\/\">Voir tous les guides d\u2019achat<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<\/ul>\n<div class=\"scg-country-actions\"><a class=\"scg-country-button\" href=\"https:\/\/www.coinbase.com\/join\/hansso_p\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Visiter Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-sources&#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.75em&#8221; text_text_color=&#8221;#33485b&#8221; header_font=&#8221;Inter|800|||||||&#8221; header_2_font=&#8221;Inter|800|||||||&#8221; header_3_font=&#8221;Inter|700|||||||&#8221;]<\/p>\n<h3>Sources et p\u00e9rim\u00e8tre<\/h3>\n<p>V\u00e9rifi\u00e9 sur les pages officielles ci-dessous le 28 octobre 2026. Frais, paiements et autorisations peuvent \u00e9voluer. V\u00e9rifiez conditions actuelles et aper\u00e7u de l\u2019ordre. Information g\u00e9n\u00e9rale, sans conseil individuel d\u2019investissement ou de fiscalit\u00e9.<\/p>\n<ul class=\"scg-country-links\">\n<li><a href=\"https:\/\/support.bitvavo.com\/hc\/fr\/articles\/4405194732561-D%C3%A9p%C3%B4ts-SEPA-virements-bancaires\" target=\"_blank\" rel=\"noopener\">Consulter les instructions SEPA de Bitvavo pour les banques fran\u00e7aises<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.esma.europa.eu\/esmas-activities\/digital-finance-and-innovation\/markets-crypto-assets-regulation-mica\" target=\"_blank\" rel=\"noopener\">ESMA : consulter le registre MiCA<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.amf-france.org\/fr\/espace-epargnants\/proteger-son-epargne\/listes-blanches\/psca\/bitvavo-bv\" target=\"_blank\" rel=\"noopener\">AMF : fiche du prestataire Bitvavo<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/other-topics\/other\/mica-cblu\" target=\"_blank\" rel=\"noopener\">L\u2019entit\u00e9 europ\u00e9enne de Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/bitvavo.com\/en\/fees\" target=\"_blank\" rel=\"noopener\">Consulter le bar\u00e8me de Bitvavo<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/pricing-and-fees\/fees\" target=\"_blank\" rel=\"noopener\">Informations tarifaires Coinbase<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/help.coinbase.com\/en\/coinbase\/trading-and-funding\/depositing-or-withdrawing-fiat-money\/funding-your-account-emea\" target=\"_blank\" rel=\"noopener\">Coinbase : moyens de paiement dans l\u2019UE<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.impots.gouv.fr\/particulier\/questions\/comment-declarer-les-plus-ou-moins-values-sur-cessions-dactifs-numeriques\" target=\"_blank\" rel=\"noopener\">Imp\u00f4ts : cessions de cryptomonnaies et d\u00e9claration<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.impots.gouv.fr\/particulier\/les-cessions-mobilieres\" target=\"_blank\" rel=\"noopener\">Imp\u00f4ts : m\u00e9thode de calcul pour le portefeuille<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<li><a href=\"https:\/\/www.impots.gouv.fr\/formulaire\/2086\/declaration-des-plus-ou-moins-values-de-cessions-dactifs-numeriques\" target=\"_blank\" rel=\"noopener\">Formulaire 2086 et notice en vigueur<span aria-hidden=\"true\"> \u2192<\/span><\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-country scg-country-styles&#8221; custom_padding=&#8221;30px||30px||true|false&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; module_class=&#8221;&#8221; width=&#8221;100%&#8221; max_width=&#8221;1180px&#8221; custom_padding=&#8221;0px||0px||true|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243; module_class=&#8221;&#8221;][et_pb_code _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<style>.scg-country{--ink:#10202b;--yellow:#ffda26;--cream:#fff8d7;--line:#cbd5df}\nbody #page-container .scg-country.et_pb_section{padding:30px 0!important;background:#fff}\nbody #page-container .scg-country .et_pb_row{width:100%;max-width:1180px;padding:0!important;margin:0 auto!important}\nbody #page-container .scg-country .et_pb_row+.et_pb_row{margin-top:24px!important}\nbody #page-container .scg-country .et_pb_text{margin:0!important;color:#33485b;font-size:17px;line-height:1.75}\nbody #page-container .scg-country .et_pb_column{min-width:0}\nbody #page-container .scg-country :is(h1,h2,h3){font-family:Inter,Arial,sans-serif;font-weight:800;color:var(--ink)!important;line-height:1.22;letter-spacing:-.025em;padding:0!important;margin:0 0 20px!important;overflow-wrap:break-word}\nbody #page-container .scg-country h1{font-size:clamp(32px,3.4vw,48px)}\nbody #page-container .scg-country h2{font-size:clamp(27px,2.6vw,35px)}\nbody 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