{"id":18956,"date":"2026-10-29T09:09:03","date_gmt":"2026-10-29T08:09:03","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?p=18956"},"modified":"2026-10-29T09:09:03","modified_gmt":"2026-10-29T08:09:03","slug":"how-to-buy-crypto-in-united-states","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/fr\/how-to-buy-crypto-in-united-states\/","title":{"rendered":"Acheter des cryptos aux \u00c9tats-Unis (2026) : USD, ACH et blocages de retrait"},"content":{"rendered":"

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Acheter des cryptos aux \u00c9tats-Unis (2026) : USD, ACH et blocages de retrait<\/h1>\n

Commencez par votre \u00c9tat et votre mode de virement. Ce guide distingue les fonds disponibles pour n\u00e9gocier de ceux disponibles au retrait et explique les justificatifs fiscaux am\u00e9ricains n\u00e9cessaires lors d\u2019une vente ou d\u2019un \u00e9change.<\/p>\n

V\u00e9rifi\u00e9 le 29 octobre 2026<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” type=”1_2″ module_class=””][et_pb_image _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” src=”https:\/\/simplecryptoguide.com\/wp-content\/uploads\/2026\/10\/buy-crypto-united-states-bank-wallet.png” alt=”Statue de la Libert\u00e9, silhouette de New York, panneau de d\u00e9p\u00f4t en dollars, portefeuille Bitcoin et re\u00e7u” title_text=”Statue de la Libert\u00e9, silhouette de New York, panneau de d\u00e9p\u00f4t en dollars, portefeuille Bitcoin et re\u00e7u” align=”center” module_class=”scg-country-art”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” fb_built=”1″ module_class=”scg-country scg-country-disclosure-section” custom_padding=”30px||30px||true|false”][et_pb_row _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” column_structure=”4_4″ module_class=”” width=”100%” max_width=”1180px” custom_padding=”0px||0px||true|false”][et_pb_column _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” type=”4_4″ module_class=””][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” text_font=”Inter||||||||” text_font_size=”17px” text_line_height=”1.75em” text_text_color=”#33485b” header_font=”Inter|800|||||||” header_2_font=”Inter|800|||||||” header_3_font=”Inter|700|||||||”]<\/p>\n

Ce guide concerne la d\u00e9tention de cryptomonnaies, pas l\u2019effet de levier ni les produits cot\u00e9s. Les cryptos peuvent perdre leur valeur. Certains liens peuvent nous rapporter une commission. Ils ne d\u00e9terminent pas les moyens de paiement pr\u00e9sent\u00e9s.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” fb_built=”1″ module_class=”scg-country ” custom_padding=”30px||30px||true|false” module_id=”buy-routes”][et_pb_row _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” column_structure=”4_4″ module_class=”” width=”100%” max_width=”1180px” custom_padding=”0px||0px||true|false”][et_pb_column _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” type=”4_4″ module_class=””][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” text_font=”Inter||||||||” text_font_size=”17px” text_line_height=”1.75em” text_text_color=”#33485b” header_font=”Inter|800|||||||” header_2_font=”Inter|800|||||||” header_3_font=”Inter|700|||||||”]<\/p>\n

Choisissez un parcours adapt\u00e9 \u00e0 votre situation<\/h2>\n

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Financement et contr\u00f4les de paiement<\/h3>\n
ACH \/ FedWire<\/strong>\u2192<\/span>Kraken<\/strong><\/div>\n

Kraken indique USD via ACH et FedWire. Les d\u00e9p\u00f4ts ACH Plaid peuvent \u00eatre imm\u00e9diatement n\u00e9gociables mais imposent sept jours de blocage des retraits. V\u00e9rifiez le nom de la banque, la r\u00e9f\u00e9rence et l\u2019\u00e9ligibilit\u00e9 du compte avant le d\u00e9p\u00f4t ; les clients am\u00e9ricains ne peuvent pas pr\u00e9sumer l\u2019acc\u00e8s aux soldes en devises \u00e9trang\u00e8res.<\/p>\n

Moyens de paiement et d\u00e9lais de traitement \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” type=”1_2″ module_class=”scg-country-card”][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” text_font=”Inter||||||||” text_font_size=”17px” text_line_height=”1.75em” text_text_color=”#33485b” header_font=”Inter|800|||||||” header_2_font=”Inter|800|||||||” header_3_font=”Inter|700|||||||”]<\/p>\n

Une offre exige le d\u00e9tail complet des co\u00fbts<\/h3>\n

Choisissez une voie selon la quantit\u00e9 totale re\u00e7ue. L\u2019achat instantan\u00e9 et le carnet d\u2019ordres peuvent avoir des prix et frais diff\u00e9rents sur la m\u00eame plateforme. Comparez s\u00e9par\u00e9ment d\u00e9p\u00f4t, change, spread, n\u00e9gociation et retrait. Confirmez que votre crypto est r\u00e9ellement retirable sur le r\u00e9seau pris en charge par votre portefeuille.<\/p>\n

Lire notre avis sur Kraken \u2192<\/span><\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” fb_built=”1″ module_class=”scg-country ” custom_padding=”30px||30px||true|false”][et_pb_row _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” column_structure=”4_4″ module_class=”” width=”100%” max_width=”1180px” custom_padding=”0px||0px||true|false”][et_pb_column _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” type=”4_4″ module_class=””][et_pb_text _builder_version=”4.27.9″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content” text_font=”Inter||||||||” text_font_size=”17px” text_line_height=”1.75em” text_text_color=”#33485b” header_font=”Inter|800|||||||” header_2_font=”Inter|800|||||||” header_3_font=”Inter|700|||||||”]<\/p>\n

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V\u00e9rifiez l\u2019entit\u00e9 juridique, pas seulement la marque<\/h2>\n

V\u00e9rifiez la disponibilit\u00e9 dans votre \u00c9tat et l\u2019entit\u00e9 juridique. Les restrictions Kraken v\u00e9rifi\u00e9es excluent le Maine et New York. Un enregistrement comme prestataire de services mon\u00e9taires ne constitue pas une assurance-d\u00e9p\u00f4ts pour les cryptos ; d\u2019autres produits de la m\u00eame marque peuvent relever d\u2019autres autorisations.<\/p>\n