{"id":12058,"date":"2022-12-15T13:37:47","date_gmt":"2022-12-15T12:37:47","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?p=12058"},"modified":"2026-10-25T22:04:24","modified_gmt":"2026-10-25T21:04:24","slug":"what-is-annualized-percentage-yield-apy-in-crypto","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/ja\/what-is-annualized-percentage-yield-apy-in-crypto\/","title":{"rendered":"\u6697\u53f7\u8cc7\u7523\u306eAPR\u3068APY\uff1a\u5229\u56de\u308a\u3092\u8a08\u7b97\u3057\u3066\u6bd4\u8f03\u3059\u308b"},"content":{"rendered":"<div data-no-translation><p>[et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; 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1<\/span><span>\u2248<\/span><strong>5.1267%<\/strong><\/div>\n<p>1000\u5358\u4f4d\u3001\u56fa\u5b9a\u540d\u76eeAPR5%\u3001365\u65e5\u9593\u306e\u7121\u6599\u306e\u65e5\u6b21\u8907\u5229\u3092\u4eee\u5b9a\u3057\u307e\u3059\u3002APY=(1+0.05\/365)^365\u22121\u22485.1267%\u3001\u6b8b\u9ad8\u306f\u7d041051.27\u5358\u4f4d\u3067\u3059\u300230\u65e5\u3060\u3051\u306a\u3089\u7d041004.12\u5358\u4f4d\u3067\u30011050\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u53c2\u52a0\u30fb\u51fa\u91d1\u306e\u5408\u8a08\u8cbb\u7528\u304c6\u5358\u4f4d\u306a\u308930\u65e5\u5f8c\u306f\u7d04998.12\u5358\u4f4d\u3067\u3059\u3002\u4fa1\u683c\u5909\u52d5\u3068\u7a0e\u306f\u9664\u5916\u3057\u305f\u4eee\u4f8b\u3067\u3001\u5546\u54c1\u63d0\u6848\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;common-mistakes&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u8868\u793a\u5229\u56de\u308a\u3092\u904e\u5927\u8a55\u4fa1\u3059\u308b\u9593\u9055\u3044<\/h2>\n<div class=\"scg-essential-grid\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>APY\u3092\u3082\u3046\u4e00\u5ea6\u8907\u5229\u8a08\u7b97\u3059\u308b<\/h3>\n<p>\u3059\u3067\u306b\u5b9f\u52b9\u5e74\u5229\u306a\u3089\u540d\u76eeAPR\u3068\u3057\u3066\u518d\u8a08\u7b97\u3057\u307e\u305b\u3093\u3002\u4e00\u5b9a\u306e\u5b9f\u52b9\u5e74\u5229y\u306e\u3082\u3068\u3067t\u65e5\u9593\u306e\u7c21\u6613\u63a8\u8a08\u306f\u5143\u672c\u00d7(1+y)^(t\/365)\u3067\u3059\u3002\u5b9f\u969b\u306e\u4ed8\u4e0e\u898f\u5247\u306f\u7570\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>\u77ed\u671f\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\u304c\u7d9a\u304f\u3068\u601d\u3046<\/h3>\n<p>\u77ed\u671f\u9593\u306e\u9ad8\u5e74\u7387\u3084\u4e0a\u9650\u4ed8\u304d\u5831\u916c\u306f\u3001\u6b8b\u9ad8\u3084\u671f\u9593\u306e\u4e00\u90e8\u3060\u3051\u306b\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u57fa\u672c\u53ce\u76ca\u3068\u8ffd\u52a0\u5831\u916c\u3092\u5206\u3051\u3001\u7d42\u4e86\u5f8c\u3082\u793a\u3057\u307e\u3059\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>\u7d50\u679c\u306e\u901a\u8ca8\u3092\u7121\u8996\u3059\u308b<\/h3>\n<p>\u6570\u91cf\u304c10%\u5897\u3048\u3066\u4fa1\u683c\u304c20%\u4e0b\u304c\u308c\u3070\u3001\u8cbb\u7528\u524d\u306e\u91d1\u92ad\u4fa1\u5024\u306f\u521d\u671f\u306e1.10\u00d70.80=0.88\u3067\u3059\u3002\u30c8\u30fc\u30af\u30f3\u5229\u56de\u308a\u304c\u6b63\u3067\u308212%\u306e\u640d\u5931\u3067\u3059\u3002<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;practice&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; module_class=&#8221;scg-essential-panel&#8221; background_color=&#8221;#fff8d8&#8243; custom_padding_phone=&#8221;22px|18px|22px|18px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e5d89e&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u6f14\u7fd2\uff1a\u77ed\u671f\u4fdd\u6709\u3092\u898b\u7a4d\u3082\u308b<\/h2>\n<p>\u56fa\u5b9a\u5358\u5229APR12%\u3001\u8907\u5229\u306a\u3057\u306e\u5546\u54c1\u3092\u4eee\u5b9a\u3057\u307e\u3059\u3002500\u5358\u4f4d\u309230\u65e5\u9593\u30011\u5e74365\u65e5\u3067\u9810\u3051\u307e\u3059\u3002\u53c2\u52a0\u30fb\u51fa\u91d1\u8cbb\u7528\u306f\u8a083\u5358\u4f4d\u3002\u7d14\u5831\u916c\u306f\u3044\u304f\u3089\u3067\u3001\u4f55\u306f\u5206\u304b\u3089\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<details>\n<summary>\u89e3\u8aac\u3092\u898b\u308b<\/summary>\n<p>\u7dcf\u5831\u916c\u306f500\u00d70.12\u00d730\/365\u22484.93\u5358\u4f4d\u3001\u8cbb\u7528\u5f8c\u306f\u7d041.93\u5358\u4f4d\u3067\u3059\u3002\u5c06\u6765\u4fa1\u683c\u3001\u5909\u52d5\u91d1\u5229\u3001\u5143\u672c\u306e\u5b89\u5168\u6027\u3001\u4e88\u5b9a\u3069\u304a\u308a\u306e\u51fa\u91d1\u53ef\u5426\u306f\u5206\u304b\u308a\u307e\u305b\u3093\u3002<\/p>\n<\/details>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;next-steps&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u5229\u56de\u308a\u306e\u80cc\u5f8c\u306b\u3042\u308b\u5546\u54c1\u3092\u7406\u89e3<\/h2>\n<div class=\"scg-essential-actions\"><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ja\/%e5%88%86%e6%95%a3%e5%9e%8b%e9%87%91%e8%9e%8d%e3%81%ae%e5%ae%9a%e7%be%a9%e3%81%a8%e3%81%af%ef%bc%9f\/\">DeFi\u30ea\u30b9\u30af\u306e\u78ba\u8a8d\u624b\u9806<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ja\/%e3%82%b9%e3%83%86%e3%83%bc%e3%83%96%e3%83%ab%e3%82%b3%e3%82%a4%e3%83%b3%e3%81%a8%e3%81%af\/\">\u30b9\u30c6\u30fc\u30d6\u30eb\u30b3\u30a4\u30f3\u306e\u88cf\u3065\u3051\u3068\u9001\u91d1\u30ea\u30b9\u30af<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ja\/%e3%82%a4%e3%83%b3%e3%83%9a%e3%83%ac%e3%83%b3%e3%83%88%e3%83%bb%e3%83%ad%e3%82%b9%e3%83%bb%e3%82%a8%e3%82%af%e3%82%b9%e3%83%9a%e3%83%aa%e3%83%a1%e3%83%b3%e3%83%88\/\">\u6d41\u52d5\u6027\u63d0\u4f9b\u8005\u306e\u640d\u5931\u3092\u7406\u89e3<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ja\/%e3%82%ab%e3%83%86%e3%82%b4%e3%83%aa\/%e3%83%8f%e3%82%a6%e3%83%84%e3%83%bc%e3%83%90%e3%82%a4-2\/buy-lending-staking\/\">\u8cb8\u4ed8\u30fb\u30b9\u30c6\u30fc\u30ad\u30f3\u30b0\u8cc7\u7523\u306e\u8cfc\u5165\u30ac\u30a4\u30c9<span aria-hidden=\"true\">\u2192<\/span><\/a><\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;sources&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u51fa\u5178\u3068\u53c2\u8003\u8cc7\u6599<\/h2>\n<ul class=\"scg-essential-sources\">\n<li><a href=\"https:\/\/www.consumerfinance.gov\/rules-policy\/regulations\/1030\/a\/\" target=\"_blank\" rel=\"noopener\">CFPB \u2014 compounding mathematics<\/a><\/li>\n<li><a href=\"https:\/\/aave.com\/help\/supplying\/supply-tokens\" target=\"_blank\" rel=\"noopener\">Aave<\/a><\/li>\n<li><a href=\"https:\/\/ethereum.org\/staking\/\" target=\"_blank\" rel=\"noopener\">Ethereum.org<\/a><\/li>\n<li><a href=\"https:\/\/ethereum.org\/staking\/withdrawals\/\" target=\"_blank\" rel=\"noopener\">Ethereum.org \u2014 withdrawals<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; 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