{"id":1866,"date":"2021-07-05T21:21:53","date_gmt":"2021-07-05T19:21:53","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?page_id=1866"},"modified":"2026-10-26T13:29:37","modified_gmt":"2026-10-26T12:29:37","slug":"what-is-fiat-currency","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/ro\/what-is-fiat-currency\/","title":{"rendered":"Moneda fiat explicat\u0103: urm\u0103re\u0219te banii p\u00e2n\u0103 la cump\u0103rarea de cripto"},"content":{"rendered":"<div data-no-translation><p>[et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; background_color=&#8221;#fff8d8&#8243;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;2_3,1_3&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; module_class=&#8221;scg-essential-hero&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;2_3&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; header_font_size=&#8221;42px&#8221;]<\/p>\n<div class=\"scg-essential-breadcrumb\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n<h1>Moneda fiat explicat\u0103: urm\u0103re\u0219te banii p\u00e2n\u0103 la cump\u0103rarea de cripto<\/h1>\n<p>Euro, lira \u0219i dolarul sunt monede fiat: bani care nu pot fi preschimba\u021bi \u00eentr-o cantitate fix\u0103 de aur. \u00cenainte de a cump\u0103ra cripto, distinge moneda pl\u0103\u021bii, institu\u021bia care p\u0103streaz\u0103 fondurile \u0219i activul primit. Un simbol monetar familiar nu \u00eenseamn\u0103 aceea\u0219i crean\u021b\u0103.<\/p>\n<p class=\"scg-essential-task\">Sarcina ta: urm\u0103re\u0219te o plat\u0103 de la banc\u0103 la platform\u0103 \u0219i calculeaz\u0103 suma disponibil\u0103 dup\u0103 costurile de depunere \u0219i cump\u0103rare.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;1_3&#8243;][et_pb_image _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; src=&#8221;https:\/\/simplecryptoguide.com\/wp-content\/uploads\/2026\/10\/crypto-exchange-fee-calculator.png&#8221; alt=&#8221;Calculator, chitan\u021b\u0103 \u0219i monede care ilustreaz\u0103 costurile aliment\u0103rii fiat&#8221; title_text=&#8221;Calculator, chitan\u021b\u0103 \u0219i monede care ilustreaz\u0103 costurile aliment\u0103rii fiat&#8221; align=&#8221;center&#8221; max_width=&#8221;260px&#8221; custom_margin=&#8221;0px|auto|0px|auto|true|true&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;concept-map&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Moneda \u0219i crean\u021ba sunt diferite<\/h2>\n<div class=\"scg-essential-grid scg-essential-flow\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>Numerar \u0219i depozite bancare<\/h3>\n<p>Bancnotele sunt bani ai b\u0103ncii centrale; soldul la o banc\u0103 comercial\u0103 este o crean\u021b\u0103 asupra ei. Pl\u0103\u021bile obi\u0219nuite transfer\u0103 mai ales depozite, nu numerar. B\u0103ncile creeaz\u0103 depozite c\u00e2nd acord\u0103 credite, \u00een limite precum capitalul, reglementarea \u0219i cererea; banii nu apar doar prin tip\u0103rirea bancnotelor.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>Un sold pe platform\u0103<\/h3>\n<p>Un sold \u00een EUR pe o platform\u0103 cripto este supus condi\u021biilor furnizorului. Verific\u0103 cine de\u021bine fondurile, condi\u021biile retragerii \u0219i protec\u021biile aplicabile. Nu presupune c\u0103 protec\u021bia contului t\u0103u bancar acoper\u0103 automat banii trimi\u0219i unei platforme.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>Un token care urm\u0103re\u0219te o moned\u0103<\/h3>\n<p>Un stablecoin \u00een dolari este un token proiectat s\u0103 urm\u0103reasc\u0103 dolarul, nu un depozit bancar \u00een dolari. Conteaz\u0103 rezervele, drepturile de r\u0103scump\u0103rare, riscul emitentului \u0219i blockchainul. Un pre\u021b apropiat de un dolar nu garanteaz\u0103 r\u0103scump\u0103rarea direct\u0103 la emitent sau p\u0103strarea pre\u021bului.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;walkthrough&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Verific\u0103 traseul aliment\u0103rii \u00eenainte de plat\u0103<\/h2>\n<div class=\"scg-essential-grid\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>Verific\u0103 contul \u0219i moneda<\/h3>\n<p>Confirm\u0103 c\u0103 platforma deserve\u0219te \u021bara ta \u0219i accept\u0103 metoda de plat\u0103. Cite\u0219te cerin\u021bele privind beneficiarul, referin\u021ba \u0219i numele titularului. Verific\u0103 dac\u0103 banca trimite moneda cerut\u0103 sau o converte\u0219te \u0219i confirm\u0103 instruc\u021biunile \u00een contul autentic al platformei.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>Compar\u0103 costul complet<\/h3>\n<p>Separ\u0103 comisionul de depunere, conversia valutar\u0103, spreadul de cump\u0103rare \u0219i comisionul de tranzac\u021bionare. Compar\u0103 cantitatea de cripto primit\u0103 la aceea\u0219i debitare bancar\u0103 total\u0103. Comoditatea cardului poate costa mai mult; transferul bancar poate dura mai mult sau avea costuri proprii.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>Planific\u0103 drumul \u00eenapoi<\/h3>\n<p>Verific\u0103 retragerea minim\u0103, timpul de decontare \u0219i posibilitatea retragerii fiat \u00eentr-un cont pe numele t\u0103u. Retragerile cripto necesit\u0103 \u00een schimb activ, re\u021bea \u0219i adres\u0103 compatibile. Testeaz\u0103 o sum\u0103 gestionabil\u0103 \u00eenainte s\u0103 te bazezi pe traseu pentru o plat\u0103 mai mare.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;worked-example&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; module_class=&#8221;scg-essential-panel&#8221; background_color=&#8221;#fff8d8&#8243; custom_padding_phone=&#8221;22px|18px|22px|18px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e5d89e&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Exemplu: nu to\u021bi cei 500 de euro sunt disponibili pentru cump\u0103rare<\/h2>\n<div class=\"scg-essential-equation\"><span>\u20ac500 \u2212 \u20ac2<\/span><span>\u2192<\/span><span>\u20ac498 \u00d7 0.99<\/span><span>\u2192<\/span><strong>\u20ac493.02<\/strong><\/div>\n<p>Presupune o plat\u0103 bancar\u0103 de 500 de euro, un comision de depunere de 2 euro \u0219i unul de cump\u0103rare de 1% din cei 498 de euro r\u0103ma\u0219i. Comisionul cump\u0103r\u0103rii este 4,98 euro, l\u0103s\u00e2nd 493,02 euro \u00eenainte de spread. La un pre\u021b de 100 de euro prime\u0219ti 4,9302 unit\u0103\u021bi. Costurile sunt inventate, nu o ofert\u0103. Dac\u0103 un comision este inclus \u00een cursul afi\u0219at, folose\u0219te suma final\u0103 primit\u0103 f\u0103r\u0103 s\u0103 \u00eel scazi de dou\u0103 ori.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;common-mistakes&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Trei ne\u00een\u021belegeri frecvente<\/h2>\n<div class=\"scg-essential-grid\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>Confundarea valorii nominale cu puterea de cump\u0103rare<\/h3>\n<p>100 de euro r\u0103m\u00e2n nominal 100 de euro, dar infla\u021bia poate reduce ce cump\u0103r\u0103. Un stablecoin legat de moned\u0103 \u00eemp\u0103rt\u0103\u0219e\u0219te de regul\u0103 aceast\u0103 expunere \u0219i adaug\u0103 riscuri proprii. \u0218i pre\u021burile cripto pot sc\u0103dea abrupt; volatilitatea nu protejeaz\u0103 de infla\u021bie.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>Interpretarea cursului legal ca acceptare universal\u0103<\/h3>\n<p>Regulile mijloacelor legale de plat\u0103 depind de jurisdic\u021bie \u0219i context. Nu oblig\u0103 orice site s\u0103 accepte o anumit\u0103 bancnot\u0103, un transfer sau o moned\u0103. Verific\u0103 condi\u021biile efective \u00een loc s\u0103 te bazezi pe expresie.<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>Ignorarea bloc\u0103rilor \u0219i a anul\u0103rilor<\/h3>\n<p>Un sold afi\u0219at dup\u0103 plata cu cardul poate avea \u00eenc\u0103 o restric\u021bie de retragere. Procedurile de contestare ale b\u0103ncilor \u0219i cardurilor difer\u0103 de transferurile blockchain. Cite\u0219te termenii \u00eenainte s\u0103 presupui disponibilitatea imediat\u0103 sau reversibilitatea unui transfer cripto gre\u0219it.<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;practice&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; module_class=&#8221;scg-essential-panel&#8221; background_color=&#8221;#fff8d8&#8243; custom_padding_phone=&#8221;22px|18px|22px|18px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e5d89e&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Exerci\u021biu: compar\u0103 dou\u0103 trasee de alimentare<\/h2>\n<p>Traseul A scade 2 euro din 200 de euro, apoi 1% din rest. Traseul B nu are comision de depunere \u0219i scade 2% din 200 de euro. Ambele folosesc acela\u0219i pre\u021b al activului, f\u0103r\u0103 spread. Care las\u0103 mai mult pentru cripto?<\/p>\n<details>\n<summary>Arat\u0103 calculul<\/summary>\n<p>A las\u0103 (200 \u2212 2) \u00d7 0,99 = 196,02 euro. B las\u0103 200 \u00d7 0,98 = 196,00 euro. A cost\u0103 cu doar 0,02 euro mai pu\u021bin \u00een exemplu. Alt curs sau costuri de conversie ori retragere pot inversa rezultatul. Compar\u0103 sumele finale, nu un singur comision promovat.<\/p>\n<\/details>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;next-steps&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>De la alimentare la o cump\u0103rare verificat\u0103<\/h2>\n<div class=\"scg-essential-actions\"><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ro\/ce-este-un-stablecoin\/\">\u00cen\u021belege crean\u021bele stablecoinurilor<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ro\/crypto-exchange-fee-calculator\/\">Calculeaz\u0103 costurile platformelor<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ro\/find-your-crypto-exchange\/\">Compar\u0103 cerin\u021bele platformelor<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/ro\/cum-sa-cumparati-criptomonede\/\">Exploreaz\u0103 ghidurile de cump\u0103rare<span aria-hidden=\"true\">\u2192<\/span><\/a><\/div>\n<p class=\"scg-essential-sources\"><a href=\"https:\/\/accounts.binance.com\/en\/register?ref=RP2JHHRW\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Binance (link afiliat)<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;sources&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>Surse \u0219i lecturi suplimentare<\/h2>\n<ul class=\"scg-essential-sources\">\n<li><a href=\"https:\/\/www.bankofengland.co.uk\/explainers\/what-is-money\" target=\"_blank\" rel=\"noopener\">Bank of England \u2014 money<\/a><\/li>\n<li><a href=\"https:\/\/www.bankofengland.co.uk\/explainers\/how-is-money-created\" target=\"_blank\" rel=\"noopener\">Bank of England \u2014 money creation<\/a><\/li>\n<li><a href=\"https:\/\/www.ecb.europa.eu\/ecb-and-you\/explainers\/tell-me-more\/html\/what_is_money.en.html\" target=\"_blank\" rel=\"noopener\">ECB \u2014 money<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; 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12px}.scg-essential-lesson .scg-essential-breadcrumb{font-size:13px;margin-bottom:20px}@media(max-width:980px){.scg-essential-grid{grid-template-columns:1fr}.scg-essential-hero{flex-direction:column;align-items:stretch}.scg-essential-hero>.et_pb_column:first-child,.scg-essential-hero>.et_pb_column:last-child{width:100%!important;flex:auto}.scg-essential-hero>.et_pb_column:last-child{display:flex;justify-content:center}.scg-essential-hero .et_pb_image{width:200px!important}.scg-essential-card{padding:22px}}@media(max-width:600px){.scg-essential-actions{grid-template-columns:1fr}.scg-essential-lesson h1{font-size:31px!important}.scg-essential-lesson h2{font-size:26px!important}.scg-essential-equation{font-size:19px;padding:18px 12px}.scg-essential-lesson .et_pb_text{overflow-wrap:break-word}}<\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Afl\u0103 diferen\u021bele dintre bani fiat, depozite bancare \u0219i solduri pe platforme. Compar\u0103 aliment\u0103rile cu calcule de comisioane \u0219i un exerci\u021biu practic.<\/p>\n","protected":false},"author":1,"featured_media":3752,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[97],"tags":[806,817,815,814,816],"class_list":["post-1866","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beginner","tag-cryptocurrency","tag-digital-money","tag-fiat","tag-fiat-currency","tag-money"],"_links":{"self":[{"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/posts\/1866","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/comments?post=1866"}],"version-history":[{"count":1,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/posts\/1866\/revisions"}],"predecessor-version":[{"id":18794,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/posts\/1866\/revisions\/18794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/media\/3752"}],"wp:attachment":[{"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/media?parent=1866"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/categories?post=1866"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/simplecryptoguide.com\/ro\/wp-json\/wp\/v2\/tags?post=1866"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}