{"id":1866,"date":"2021-07-05T21:21:53","date_gmt":"2021-07-05T19:21:53","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?page_id=1866"},"modified":"2026-10-26T13:29:37","modified_gmt":"2026-10-26T12:29:37","slug":"what-is-fiat-currency","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/zh\/what-is-fiat-currency\/","title":{"rendered":"\u6cd5\u5e01\u8be6\u89e3\uff1a\u8ffd\u8e2a\u8d44\u91d1\u5982\u4f55\u8fdb\u5165\u52a0\u5bc6\u8d27\u5e01\u8d2d\u4e70\u6d41\u7a0b"},"content":{"rendered":"<div data-no-translation><p>[et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; 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_builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u8ba1\u7b97\u793a\u4f8b\uff1a500 \u6b27\u5143\u5e76\u975e\u5168\u90e8\u7528\u4e8e\u4e70\u5e01<\/h2>\n<div class=\"scg-essential-equation\"><span>\u20ac500 \u2212 \u20ac2<\/span><span>\u2192<\/span><span>\u20ac498 \u00d7 0.99<\/span><span>\u2192<\/span><strong>\u20ac493.02<\/strong><\/div>\n<p>\u5047\u8bbe\u94f6\u884c\u4ed8\u6b3e\u4e3a 500 \u6b27\u5143\uff0c\u5145\u503c\u8d39 2 \u6b27\u5143\uff0c\u8d2d\u4e70\u8d39\u4e3a\u5269\u4f59 498 \u6b27\u5143\u7684 1%\u3002\u8d2d\u4e70\u8d39\u662f 4.98 \u6b27\u5143\uff0c\u56e0\u6b64\u5728\u8ba1\u5165\u4ef7\u5dee\u524d\u8fd8\u5269 493.02 \u6b27\u5143\u3002\u82e5\u8d44\u4ea7\u62a5\u4ef7\u4e3a\u6bcf\u5355\u4f4d 100 \u6b27\u5143\uff0c\u53ef\u4e70\u5230 4.9302 \u5355\u4f4d\u3002\u8fd9\u4e9b\u8d39\u7528\u7eaf\u5c5e\u793a\u4f8b\uff0c\u4e0d\u4ee3\u8868\u5e73\u53f0\u4f18\u60e0\u3002\u5982\u679c\u670d\u52a1\u5546\u5df2\u5c06\u624b\u7eed\u8d39\u8ba1\u5165\u5151\u6362\u6c47\u7387\uff0c\u5e94\u76f4\u63a5\u6bd4\u8f83\u6700\u7ec8\u6536\u5230\u7684\u91d1\u989d\uff0c\u907f\u514d\u91cd\u590d\u6263\u8d39\u3002<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;common-mistakes&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u4e09\u4e2a\u5e38\u89c1\u8bef\u89e3<\/h2>\n<div class=\"scg-essential-grid\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>\u6df7\u6dc6\u540d\u4e49\u91d1\u989d\u4e0e\u8d2d\u4e70\u529b<\/h3>\n<p>100 \u6b27\u5143\u5728\u540d\u4e49\u4e0a\u4ecd\u662f 100 \u6b27\u5143\uff0c\u4f46\u901a\u80c0\u53ef\u80fd\u51cf\u5c11\u5176\u53ef\u8d2d\u4e70\u7684\u5546\u54c1\u3002\u8ffd\u8e2a\u8be5\u8d27\u5e01\u7684\u7a33\u5b9a\u5e01\u901a\u5e38\u5177\u6709\u76f8\u540c\u7684\u8d2d\u4e70\u529b\u98ce\u9669\uff0c\u5e76\u53e0\u52a0\u81ea\u8eab\u98ce\u9669\u3002\u52a0\u5bc6\u8d27\u5e01\u4ef7\u683c\u4e5f\u53ef\u80fd\u5927\u5e45\u4e0b\u8dcc\uff1b\u6ce2\u52a8\u6027\u5e76\u4e0d\u662f\u6297\u901a\u80c0\u4fdd\u969c\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>\u628a\u6cd5\u5b9a\u8d27\u5e01\u7406\u89e3\u4e3a\u4efb\u4f55\u5730\u65b9\u90fd\u5fc5\u987b\u63a5\u53d7<\/h3>\n<p>\u6cd5\u5b9a\u652f\u4ed8\u5de5\u5177\u89c4\u5219\u53d6\u51b3\u4e8e\u53f8\u6cd5\u7ba1\u8f96\u533a\u548c\u4ed8\u6b3e\u573a\u666f\uff0c\u5e76\u4e0d\u610f\u5473\u7740\u6240\u6709\u7f51\u7ad9\u90fd\u5fc5\u987b\u63a5\u53d7\u67d0\u79cd\u7eb8\u5e01\u3001\u94f6\u884c\u8f6c\u8d26\u6216\u8d27\u5e01\u3002\u5e94\u67e5\u770b\u5b9e\u9645\u4ed8\u6b3e\u6761\u6b3e\uff0c\u800c\u4e0d\u662f\u4ec5\u4f9d\u8d56\u8fd9\u4e2a\u540d\u79f0\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>\u5ffd\u7565\u8d44\u91d1\u51bb\u7ed3\u548c\u64a4\u9500\u89c4\u5b9a<\/h3>\n<p>\u94f6\u884c\u5361\u4ed8\u6b3e\u540e\u663e\u793a\u7684\u4f59\u989d\u4ecd\u53ef\u80fd\u53d7\u5230\u63d0\u73b0\u7b49\u5f85\u671f\u9650\u5236\u3002\u94f6\u884c\u548c\u94f6\u884c\u5361\u7684\u4e89\u8bae\u5904\u7406\u673a\u5236\u4e0d\u540c\u4e8e\u533a\u5757\u94fe\u8f6c\u8d26\u3002\u4e0d\u8981\u672a\u7ecf\u9605\u8bfb\u6761\u6b3e\u5c31\u8ba4\u5b9a\u8d44\u91d1\u7acb\u5373\u53ef\u7528\uff0c\u6216\u9519\u8bef\u7684\u52a0\u5bc6\u8d27\u5e01\u8f6c\u8d26\u53ef\u4ee5\u64a4\u9500\u3002<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;practice&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; module_class=&#8221;scg-essential-panel&#8221; background_color=&#8221;#fff8d8&#8243; custom_padding_phone=&#8221;22px|18px|22px|18px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e5d89e&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u7ec3\u4e60\uff1a\u6bd4\u8f83\u4e24\u6761\u5165\u91d1\u8def\u5f84<\/h2>\n<p>\u8def\u5f84 A \u5148\u4ece 200 \u6b27\u5143\u4e2d\u6263\u9664 2 \u6b27\u5143\uff0c\u518d\u6536\u53d6\u4f59\u6b3e\u7684 1%\u3002\u8def\u5f84 B \u6ca1\u6709\u5145\u503c\u8d39\uff0c\u4f46\u4ece 200 \u6b27\u5143\u4e2d\u6536\u53d6 2%\u3002\u4e24\u8005\u8d44\u4ea7\u4ef7\u683c\u76f8\u540c\u4e14\u6ca1\u6709\u4ef7\u5dee\u3002\u54ea\u6761\u8def\u5f84\u7559\u4e0b\u66f4\u591a\u8d44\u91d1\u7528\u4e8e\u4e70\u5e01\uff1f<\/p>\n<details>\n<summary>\u67e5\u770b\u8ba1\u7b97\u8fc7\u7a0b<\/summary>\n<p>A \u5269\u4f59\uff08200 \u2212 2\uff09\u00d7 0.99 = 196.02 \u6b27\u5143\u3002B \u5269\u4f59 200 \u00d7 0.98 = 196.00 \u6b27\u5143\u3002\u6b64\u4f8b\u4e2d A \u4ec5\u4fbf\u5b9c 0.02 \u6b27\u5143\u3002\u4e0d\u540c\u62a5\u4ef7\u3001\u6362\u6c47\u8d39\u6216\u63d0\u73b0\u6210\u672c\u53ef\u80fd\u6539\u53d8\u7ed3\u679c\uff0c\u56e0\u6b64\u5e94\u6bd4\u8f83\u6700\u7ec8\u91d1\u989d\uff0c\u800c\u975e\u5355\u9879\u5ba3\u4f20\u8d39\u7528\u3002<\/p>\n<\/details>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;next-steps&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u4ece\u5165\u91d1\u7ee7\u7eed\u8d70\u5411\u7ecf\u8fc7\u6838\u67e5\u7684\u8d2d\u4e70<\/h2>\n<div class=\"scg-essential-actions\"><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e7%a8%b3%e5%ae%9a%e5%b8%81\/\">\u7406\u89e3\u7a33\u5b9a\u5e01\u503a\u6743<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/crypto-exchange-fee-calculator\/\">\u8ba1\u7b97\u4ea4\u6613\u6240\u8d39\u7528<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/find-your-crypto-exchange\/\">\u6bd4\u8f83\u4ea4\u6613\u6240\u8981\u6c42<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/%e5%a6%82%e4%bd%95%e8%b4%ad%e4%b9%b0\/\">\u6d4f\u89c8\u8d2d\u4e70\u6307\u5357<span aria-hidden=\"true\">\u2192<\/span><\/a><\/div>\n<p class=\"scg-essential-sources\"><a href=\"https:\/\/accounts.binance.com\/en\/register?ref=RP2JHHRW\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Binance\uff08\u63a8\u5e7f\u94fe\u63a5\uff09<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;sources&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u8d44\u6599\u6765\u6e90\u4e0e\u5ef6\u4f38\u9605\u8bfb<\/h2>\n<ul class=\"scg-essential-sources\">\n<li><a href=\"https:\/\/www.bankofengland.co.uk\/explainers\/what-is-money\" target=\"_blank\" rel=\"noopener\">Bank of England \u2014 money<\/a><\/li>\n<li><a href=\"https:\/\/www.bankofengland.co.uk\/explainers\/how-is-money-created\" target=\"_blank\" rel=\"noopener\">Bank of England \u2014 money creation<\/a><\/li>\n<li><a href=\"https:\/\/www.ecb.europa.eu\/ecb-and-you\/explainers\/tell-me-more\/html\/what_is_money.en.html\" target=\"_blank\" rel=\"noopener\">ECB \u2014 money<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; 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