{"id":1915,"date":"2021-07-09T21:05:26","date_gmt":"2021-07-09T19:05:26","guid":{"rendered":"https:\/\/simplecryptoguide.com\/?page_id=1915"},"modified":"2026-10-26T10:33:53","modified_gmt":"2026-10-26T09:33:53","slug":"what-is-dollar-cost-averaging-dca","status":"publish","type":"post","link":"https:\/\/simplecryptoguide.com\/zh\/what-is-dollar-cost-averaging-dca\/","title":{"rendered":"\u5b9a\u671f\u5b9a\u989d\u6295\u8d44\uff1a\u5236\u5b9a\u5e76\u68c0\u67e5\u4e70\u5165\u8ba1\u5212"},"content":{"rendered":"<div data-no-translation><p>[et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;40px||40px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; 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class=\"scg-essential-equation\"><span>300 \u00f7 34.65<\/span><span>\u2248<\/span><strong>8.66<\/strong><\/div>\n<p>\u7528\u5168\u90e8300\u7f8e\u5143\u652f\u51fa\u9664\u4ee534.65\u679a\u4ee3\u5e01\uff0c\u5f97\u5230\u6bcf\u679a\u7ea68.66\u7f8e\u5143\uff0c\u5df2\u5305\u542b\u4e70\u5165\u624b\u7eed\u8d39\u3002\u4e09\u6b21\u62a5\u4ef7\u7684\u7b80\u5355\u5e73\u5747\u503c\u662f11.67\u7f8e\u5143\uff0c\u56de\u7b54\u7684\u662f\u53e6\u4e00\u4e2a\u95ee\u9898\u3002\u6b64\u8ba1\u7b97\u4e0d\u542b\u63d0\u5e01\u548c\u5356\u51fa\u8d39\u7528\uff0c\u4e5f\u4e0d\u662f\u7a0e\u52a1\u6210\u672c\u57fa\u7840\u7684\u8ba1\u7b97\uff1b\u5f53\u5730\u4f1a\u8ba1\u89c4\u5219\u53ef\u80fd\u4e0d\u540c\u3002<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;common-mistakes&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u68c0\u9a8c\u4e09\u4e2a\u5e38\u89c1\u5047\u8bbe<\/h2>\n<div class=\"scg-essential-grid\">\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">1<\/span><\/p>\n<h3>\u5b9a\u671f\u5b9a\u989d\u6295\u8d44\u603b\u80fd\u80dc\u8fc7\u4e00\u6b21\u6027\u6295\u5165<\/h3>\n<p>\u5982\u679c\u6574\u4e2a\u4e70\u5165\u671f\u95f4\u4ef7\u683c\u6301\u7eed\u4e0a\u6da8\uff0c\u66f4\u65e9\u6295\u5165\u5df2\u6709\u8d44\u91d1\u53ef\u80fd\u4e70\u5230\u66f4\u591a\u4ee3\u5e01\u3002\u5206\u6279\u6295\u5165\u4e00\u7b14\u73b0\u6709\u8d44\u91d1\u4f1a\u8ba9\u90e8\u5206\u73b0\u91d1\u7b49\u5f85\u5165\u573a\u3002\u7528\u672a\u6765\u6536\u5165\u6295\u8d44\u5219\u4e0d\u540c\uff0c\u56e0\u4e3a\u8fd9\u7b14\u94b1\u8d77\u521d\u5c1a\u4e0d\u53ef\u7528\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">2<\/span><\/p>\n<h3>\u6709\u4e86\u8ba1\u5212\uff0c\u8d44\u4ea7\u5c31\u5b89\u5168\u4e86<\/h3>\n<p>\u53cd\u590d\u4e70\u5165\u65e0\u6cd5\u89e3\u51b3\u6b3a\u8bc8\u3001\u9700\u6c42\u6c38\u4e45\u6d41\u5931\u3001\u7a00\u91ca\u6216\u5e73\u53f0\u5012\u95ed\u95ee\u9898\u3002\u6bcf\u6b21\u90fd\u96c6\u4e2d\u4e70\u5165\u540c\u4e00\u79cd\u4ee3\u5e01\u5e76\u4e0d\u7b49\u4e8e\u5206\u6563\u6295\u8d44\u3002<\/p>\n<\/div>\n<div class=\"scg-essential-card\"><span class=\"scg-essential-number\" aria-hidden=\"true\">3<\/span><\/p>\n<h3>\u4e70\u5f97\u8d8a\u9891\u7e41\u8d8a\u597d<\/h3>\n<p>\u56fa\u5b9a\u8d39\u7528\u53ef\u80fd\u541e\u6389\u5c0f\u989d\u8ba2\u5355\u7684\u8f83\u5927\u6bd4\u4f8b\u3002\u56db\u6b21\u540425\u7f8e\u5143\u3001\u6bcf\u6b21\u6536\u8d391\u7f8e\u5143\uff0c\u8d39\u7528\u53604%\uff1b\u4e00\u6b21100\u7f8e\u5143\u6536\u8d391\u7f8e\u5143\uff0c\u8d39\u7528\u53601%\u3002\u4e24\u8005\u5165\u573a\u65f6\u673a\u4e5f\u4e0d\u540c\uff0c\u56e0\u6b64\u4e0d\u80fd\u4ec5\u9760\u8d39\u7528\u51b3\u5b9a\u3002<\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;practice&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;30px|30px|30px|30px|true|true&#8221; module_class=&#8221;scg-essential-panel&#8221; background_color=&#8221;#fff8d8&#8243; custom_padding_phone=&#8221;22px|18px|22px|18px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e5d89e&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u7ec3\u4e60\uff1a\u5e73\u5747\u6210\u672c\u8f83\u4f4e\u4e5f\u53ef\u80fd\u4e8f\u635f<\/h2>\n<p>\u4f60\u82b1\u8d39300\u7f8e\u5143\u6301\u6709\u793a\u4f8b\u4e2d\u768434.65\u679a\u4ee3\u5e01\u3002\u4ef7\u683c\u8dcc\u81f36\u7f8e\u5143\uff0c\u5356\u51fa\u5168\u90e8\u6301\u4ed3\u8fd8\u97004\u7f8e\u5143\u8d39\u7528\u3002\u6700\u7ec8\u80fd\u62ff\u56de\u591a\u5c11\u73b0\u91d1\uff1f\u4e8f\u635f\u591a\u5c11\uff1f<\/p>\n<details>\n<summary>\u67e5\u770b\u8ba1\u7b97\u8fc7\u7a0b<\/summary>\n<p>34.65 \u00d7 6\u7f8e\u5143\uff1d207.90\u7f8e\u5143\uff0c\u8fd9\u662f\u6263\u9664\u5356\u51fa\u8d39\u7528\u524d\u7684\u91d1\u989d\u3002\u518d\u62634\u7f8e\u5143\uff0c\u5f97\u5230203.90\u7f8e\u5143\uff0c\u6bd4\u6700\u521d\u7684300\u7f8e\u5143\u5c1196.10\u7f8e\u5143\u3002\u5b9a\u671f\u5b9a\u989d\u6295\u8d44\u6ca1\u6709\u907f\u514d\u4e8f\u635f\u3002\u6b64\u7b80\u5316\u793a\u4f8b\u4e0d\u542b\u7a0e\u8d39\u53ca\u5176\u4ed6\u6210\u672c\u3002<\/p>\n<\/details>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;next-steps&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u628a\u8ba1\u5212\u4e0e\u4e0b\u4e00\u6b65\u68c0\u67e5\u8fde\u63a5\u8d77\u6765<\/h2>\n<div class=\"scg-essential-actions\"><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/%e4%bb%80%e4%b9%88%e6%98%af%e5%9f%ba%e6%9c%ac%e5%88%86%e6%9e%90%e6%b3%95%ef%bc%9f\/\">\u5148\u7814\u7a76\u8d44\u4ea7<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/crypto-exchange-fee-calculator\/\">\u6bd4\u8f83\u5b8c\u6574\u4e70\u5165\u6210\u672c<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/%e5%8a%a0%e5%af%86%e6%8a%95%e8%b5%84%e7%bb%84%e5%90%88%e5%90%af%e5%8a%a8%e5%99%a8\/\">\u4e86\u89e3\u6295\u8d44\u7ec4\u5408\u5165\u95e8\u5de5\u5177<span aria-hidden=\"true\">\u2192<\/span><\/a><a class=\"scg-essential-button\" href=\"https:\/\/simplecryptoguide.com\/zh\/%e5%a6%82%e4%bd%95%e8%b4%ad%e4%b9%b0\/\">\u67e5\u627e\u8d44\u4ea7\u8d2d\u4e70\u6307\u5357<span aria-hidden=\"true\">\u2192<\/span><\/a><\/div>\n<p class=\"scg-essential-sources\"><a href=\"https:\/\/accounts.binance.com\/en\/register?ref=RP2JHHRW\" rel=\"sponsored nofollow noopener\" target=\"_blank\">Binance\uff08\u63a8\u5e7f\u94fe\u63a5\uff09<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; fb_built=&#8221;1&#8243; module_class=&#8221;scg-handbook scg-essential-lesson&#8221; custom_padding=&#8221;26px||26px||true|false&#8221; custom_padding_phone=&#8221;18px||18px||true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;sources&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; column_structure=&#8221;4_4&#8243; width=&#8221;92%&#8221; max_width=&#8221;1120px&#8221; custom_padding=&#8221;0px||0px||false|false&#8221;][et_pb_column _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; type=&#8221;4_4&#8243;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; text_font=&#8221;Inter||||||||&#8221; text_font_size=&#8221;17px&#8221; text_text_color=&#8221;#354554&#8243; text_line_height=&#8221;1.7em&#8221; header_font=&#8221;Inter|700|||||||&#8221; header_text_color=&#8221;#10202b&#8221; header_2_font=&#8221;Inter|700|||||||&#8221; header_2_text_color=&#8221;#10202b&#8221; header_2_font_size=&#8221;30px&#8221; header_2_font_size_phone=&#8221;25px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_3_font=&#8221;Inter|700|||||||&#8221; header_3_text_color=&#8221;#10202b&#8221; custom_margin=&#8221;0px||0px||false|false&#8221;]<\/p>\n<h2>\u8d44\u6599\u6765\u6e90\u4e0e\u8ba1\u7b97\u8303\u56f4<\/h2>\n<ul class=\"scg-essential-sources\">\n<li><a href=\"https:\/\/www.investor.gov\/introduction-investing\/investing-basics\/glossary\/dollar-cost-averaging\" target=\"_blank\" rel=\"noopener\">Investor.gov<\/a><\/li>\n<li><a href=\"https:\/\/www.finra.org\/investors\/insights\/dollar-cost-averaging\" target=\"_blank\" rel=\"noopener\">FINRA<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section 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