If you're looking to buy WeFi (WFI), you've come to the right place. WeFi is building what it calls a 'Deobank' — a fully compliant, on-chain banking platform that bridges traditional finance and...
Buy WeFi (WFI) — A simple guide
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Payments
Payment projects focus on transferring value between people, businesses or financial services. They include native digital currencies, stablecoin systems and the infrastructure connecting blockchains to conventional money.
Browse the buying guides
All buying guidesBuy SyFu Excavation Token (EVT) — A simple guide
If you're looking to buy SyFu Excavation Token (EVT), you've come to the right place. EVT is the utility token powering SyFu, a Web3 lifestyle app that transforms everyday card payments into a...
Buy USDPT | Western Union (USDPT) — A simple guide
If you're looking to buy USDPT, the USD-pegged stablecoin launched by Western Union on the Solana blockchain, you've come to the right place. USDPT is designed to make global payments faster,...
Buy AtlasOra (AORA) — A simple guide
If you're looking to buy AtlasOra (AORA), you've come to the right place. AORA is the native token of AO Protocol, a DeFi project built on the Base ecosystem that targets one of the most overlooked...
Buy PointPay (PXP) — A simple guide
If you're looking to buy PointPay (PXP), you've come to the right place. PXP is the native token of a crypto banking ecosystem that's been serving over a million users since 2018, bridging the gap...
Buy Real World Services (RWS) — A simple guide
If you're looking to buy Real World Services (RWS), you've come to the right place. RWS is the native token of the Serenity ecosystem — a blockchain project focused on secure data custody, identity...
Buy Emorya Finance (EMR) — A simple guide
If you're looking to buy Emorya Finance (EMR), you've come to the right place. EMR is the native token of a move-to-earn platform built on the MultiversX blockchain that rewards users for staying...
Buy NAWS.AI (NAWS) — A simple guide
If you're looking to buy NAWS.AI (NAWS), you've come to the right place. NAWS is a no-code content and payment platform built on BNB Chain that's attracting attention for its unique blend of Web2,...
Buy Fuse (FUSE) — A simple guide
If you're looking to buy Fuse (FUSE), you've come to the right place. Fuse is a blockchain network built to help entrepreneurs and small businesses run digital operations without the usual technical...
Buy LITAS (LITAS) — A simple guide
If you're looking to buy LITAS (LITAS), a blockchain project focused on real-world asset investing and digital payments, you've come to the right place. LITAS operates on the Ethereum network and is...
Buy Cypher (CYPR) — A simple guide
If you're looking to buy Cypher (CYPR), you've landed in the right place. Cypher is a blockchain-based rewards protocol built on Base Chain that's reimagining how loyalty programs work — think a...
Buy azit (AZIT) — A simple guide
If you're looking to buy azit (AZIT), you've come to the right place. azit is a pioneering Proptech blockchain ecosystem built on the Kaia network, bridging real-world property services with...
How are cryptocurrencies used for payments?
Browse the buying guidesA successful payment needs more than a fast blockchain: the recipient must be able to receive, spend or redeem the asset on acceptable terms.
How it works
Compare the full route from funding a wallet to the recipient’s usable balance. Trading spreads, network charges, conversion fees and withdrawal costs can matter more than the headline transaction fee. Volatile assets introduce exchange-rate risk, while stablecoins add issuer and redemption dependencies. A transfer that is final on-chain may still wait for an exchange’s required confirmations or a bank’s processing. Token ownership also does not necessarily give a claim on the payment company’s revenue.
Explore the foundations
Fiat Currency Explained: Follow the Money into a Crypto Purchase↗
Stablecoins Explained: Pegs, Reserves and Transfer Risks↗
Cryptocurrency Wallets Explained↗
Sources and further reading
A little groundwork goes a long way
Before your next purchase or transfer, understand who controls access, where your crypto is going and what the trade will actually cost.
Protect access to your crypto
An exchange account and a self-custody wallet need different safeguards. Protect exchange logins with a unique password and strong two-factor authentication. For self-custody, your recovery backup is what lets you restore access.
Keep recovery words offline and private. A support agent or website asking for them is a reason to stop.
See a recovery example
Your phone breaks. An exchange may help you recover your account after identity checks. A self-custody wallet cannot reset your recovery phrase. Check your wallet’s official backup instructions before relying on it.
Choose the right transfer network
The asset, token version and network must be supported at the destination. A familiar ticker or a matching address format is not enough. Read the receiving platform’s deposit instructions before selecting a withdrawal network.
Check the address, any required memo or tag, fees and minimums. Consider a small test transfer first.
See a network example
Your destination accepts USDC on Ethereum. Selecting a cheaper network at the sending exchange does not make it an Ethereum transfer. Use a network both ends support; an ordinary withdrawal does not bridge tokens.
Understand the price you pay
Trading fees are only part of the cost. The spread, available liquidity and withdrawal charges also matter. A market order prioritizes execution; a limit order controls the price but may remain unfilled or fill only partly.
Check the order preview and the amount you will receive, then compare the full cost of your intended purchase and withdrawal.
Work through a cost example
Hypothetical example: a $200 trade with a 0.1% trading fee costs $0.20 in trading fees. A separate $5 withdrawal fee brings those charges to $5.20. Spread or slippage may add more; these are not quoted exchange rates.
