If you're looking to buy Stellar (XLM), you've come to the right place. Stellar is one of the more established projects in crypto, built specifically to make sending money across borders fast,...
What are real-world asset tokens?
Browse the buying guidesThese are materially different arrangements. The link between the token and the underlying asset depends on an issuer, legal documents, custody and processes for enforcing the claim.
How it works
A blockchain can make records and transfers easier to inspect, but it cannot independently prove that off-chain assets exist or that a claim will be honored. Transfers may require identity checks or be restricted to eligible investors. Redemptions can depend on business hours, minimum amounts and intermediaries. Oracle data helps applications use external information, but an oracle is not a substitute for ownership rights. Read the product structure before comparing its quoted yield with another token.
Explore the foundations
Sources and further reading
A little groundwork goes a long way
Before your next purchase or transfer, understand who controls access, where your crypto is going and what the trade will actually cost.
Protect access to your crypto
An exchange account and a self-custody wallet need different safeguards. Protect exchange logins with a unique password and strong two-factor authentication. For self-custody, your recovery backup is what lets you restore access.
Keep recovery words offline and private. A support agent or website asking for them is a reason to stop.
See a recovery example
Your phone breaks. An exchange may help you recover your account after identity checks. A self-custody wallet cannot reset your recovery phrase. Check your wallet’s official backup instructions before relying on it.
Choose the right transfer network
The asset, token version and network must be supported at the destination. A familiar ticker or a matching address format is not enough. Read the receiving platform’s deposit instructions before selecting a withdrawal network.
Check the address, any required memo or tag, fees and minimums. Consider a small test transfer first.
See a network example
Your destination accepts USDC on Ethereum. Selecting a cheaper network at the sending exchange does not make it an Ethereum transfer. Use a network both ends support; an ordinary withdrawal does not bridge tokens.
Understand the price you pay
Trading fees are only part of the cost. The spread, available liquidity and withdrawal charges also matter. A market order prioritizes execution; a limit order controls the price but may remain unfilled or fill only partly.
Check the order preview and the amount you will receive, then compare the full cost of your intended purchase and withdrawal.
Work through a cost example
Hypothetical example: a $200 trade with a 0.1% trading fee costs $0.20 in trading fees. A separate $5 withdrawal fee brings those charges to $5.20. Spread or slippage may add more; these are not quoted exchange rates.

